Powersports Insurance

Answers to our most frequently asked questions about powersports insurance can be found below. Looking for something else? Check out our General Information FAQ, Property Insurance FAQ, Liability Insurance FAQ or Home-Auto Bundle FAQ.

What is Powersports insurance?

Powersports insurance will cover your Motorcycles, ATV’s, Boat, Personal Watercrafts, Recreational Vehicle’s, and Travel Trailers.

Why do I need powersports insurance?

Powersports insurance is needed to cover physical damage to your vehicle as well as liability tailored to your vehicle of choice. You will also be insured against other uninsured parties.

Is all of my optional equipment covered?

Please review your policy with your insurance specialist for a more detailed description of your coverages.

Do I have coverage for my safety apparel?

With purchase of comprehensive collision you have up to $2,000 in coverages, accessories included.

What discounts are available?

See guidelines for a list of all available discounts.

What is motorcycle insurance?

Motorcycle insurance protects a motorcycle and its owner in the event of a loss.

When you purchase comprehensive and collision coverages for your motorcycle, you get $2,000 worth of accessory coverage at no additional charge. This covers things like aftermarket parts as well as safety apparel such as helmets, leathers, boots and gloves. You can also customize your package with:

  • Roadside Assistance
  • Disappearing Deductibles
  • Emergency Expense coverage

What is off-road/ATV insurance?

Off-road/ATV insurance will help protect your ATV, UTV or other off-road vehicle. Our policies can include bodily injury liability, property damage liability, accessory coverage, and comprehensive and collision coverage.

What is personal watercraft insurance?

Personal Watercraft insurance helps insure against accidents, vandalism, and liability.

Policies can include superior protection like:

  • Combined Single Limit Liability
  • Uninsured Watercraft
  • Watersports Liability
  • Trailer Coverage
  • Physical Damage

What is boat insurance?

Secure boat insurance coverage at low rates with a name you can trust. Keep your watercraft afloat this boating season with superior protection like:

  • Physical Damage ACV or Agreed Value
  • Trailer coverage
  • Personal Property
  • Towing and Assistance
  • Liability up to $300,000
  • Uninsured Watercraft

What is RV insurance?

RV insurance protects your recreational vehicle’s personal effects, along with emergency expense coverage, and vacation liability.

What is travel trailer insurance?

Competitive trailer insurance packages include personal effects, fire department service, first-aid expense, towing, and labor coverages.

What is the number for customer service?

For customer support, please call (800) 303-5000. Our Customer Service Representatives are available Monday-Friday, 6:30 AM to 5:30 PM (PST).

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